Privacy Policy

Privacy Policy

Effective date: 10/15/2025

InvestEdu PM is committed to protecting your privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or otherwise interact with us (collectively, “Services”).

By accessing or using our Services, you agree to the collection, use, disclosure, and procedures described in this Privacy Policy.

1. Information We Collect

We collect information in various ways, including information you provide directly, information collected automatically, and information from third parties.

a) Information You Provide

• Account / profile information — When you register for an  account (e.g. sign up, create a profile), you may provide name, email address, phone number, mailing address, birthdate, financial preferences, and other profile data.
• Communications & support interactions — If you contact us (e.g. via email, form, chat), we may collect content of your communications, feedback, attachments, and related contact information.
• Transaction & service usage data — When you use our Services (e.g. purchasing, subscribing, using investment tools), we may collect transaction records, subscription history, logs of your interactions, clicks, and usage metrics.
• Marketing & newsletter signup — If you opt into newsletters or marketing communications, we collect your email address and any other information you choose to provide.

b) Information Collected Automatically

• Cookies and tracking technologies — We and our third-party partners use cookies, web beacons, pixel tags, and similar technologies to collect usage data (e.g. pages visited, time spent, referring / exit pages, click patterns).
• Device and browser data — We collect technical information such as IP address, browser version, device type, operating system, -screen resolution, and sometimes geolocation, if permitted.
• Analytics & performance data — Information about how well our website and systems are performing (e.g. latency, errors) and aggregated user behavior metrics.

c) Information from Third Parties

We may receive information about you from third parties, including:

• Analytics providers (e.g. Google Analytics)
• Advertising partners
• Publicly available sources
• Service providers (e.g. identity verification, payment processors)

2. How We Use Your Information

We use the information we collect to operate effectively, provide high-quality educational content, and continually improve our Services. Specifically, we use your information to provide, operate, maintain, and enhance the functionality of our Website and Services — delivering features, content, and technical support that improve your overall user experience.

We also use your information to process transactions, including managing payments, subscriptions, purchases, and billing records. To maintain communication, we may send you confirmations, service updates, newsletters, marketing materials, or legal notificationsrelevant to your account or activity.

Your data may be used to personalize and optimize your experience — for example, by tailoring content, recommending services, conducting A/B testing, and presenting offers or resources that better match your interests.

We may also use your information to detect, prevent, and address fraud, misuse, or security breaches, ensuring compliance and protecting the integrity of our systems and users.

Additionally, we analyze aggregated data to generate analytics and insights, helping us understand trends, usage patterns, and user behavior to improve our educational tools and platform performance.

Finally, we may process your information as necessary to comply with legal obligations, respond to lawful requests, enforce our Terms, or protect our rights and those of our users.

We will only use your personal information in ways that are consistent with this Privacy Policy and applicable law.

3. Disclosure & Sharing of Information

We may share or disclose your personal information in the following circumstances:

• Service providers / vendors — Third parties who perform services on our behalf (e.g. payment processors, hosting, email services, analytics).
• Affiliates & subsidiaries — Within our corporate group, if applicable.
• Legal & compliance — When required by law, regulation, court order, or government request.
• Business transfers — In the event of a merger, acquisition, reorganization, sale, or other transfer of assets, your information may be transferred.
• Aggregate or anonymized data — We may share aggregated, de-identified, or anonymized data which cannot reasonably be used to identify you.
• With your consent — We may share or disclose your information with other third parties if you give us permission.

4. Cookies & Tracking Technologies

We use cookies and similar tracking technologies. You may control or disable cookies through your browser settings; however, doing so may limit your ability to use certain parts of our site.

• Essential cookies — Necessary for core functions (e.g. login, security).
• Performance / analytics cookies — To collect usage and performance data.
• Advertising / marketing cookies — To serve interest-based advertising and measure ad effectiveness.

We also use Google reCAPTCHA on forms, and the Google Privacy Policy and Terms of Service apply to reCAPTCHA. 

5. Data Retention

We will retain your personal information only as long as necessary for the purposes described in this Privacy Policy, unless a longer retention period is required by law. When no longer needed, we will securely delete or anonymize your data.

6. Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, use, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights & Choices

Depending on your jurisdiction, you may have certain rights regarding your personal data:

• Access — You can request a copy of personal data we hold about you.
• Correction / update — You may ask us to correct inaccurate or incomplete data.
• Deletion / erasure — You may request deletion (subject to legal obligations).
• Restriction / limitation of processing — You may ask us to limit how we process your data.
• Opt-out / objection — You may opt out of certain data uses (e.g. marketing).
• Data portability — You may request your data in a structured, machine-readable format.
• Withdraw consent — Where we rely on consent, you may withdraw it at any time.

To exercise any of these rights, contact us using the contact details below. We may request verification of your identity before processing requests.

8. Children’s Privacy

Our Services are not directed to or intended for use by individuals under the age of 13, or under 16 where applicable by local law. We do not knowingly collect or solicit personal information from minors. If you become aware that a child has provided us with personal data, please contact us, and we will promptly delete it.

9. International Transfer of Data

Your information may be stored and processed in countries other than your own. When transferring personal data internationally, we will ensure appropriate safeguards (e.g. standard contractual clauses, anonymization) are in place to protect your privacy.

10. Third-Party Links & Services

Our site may contain links to third-party websites, services, or applications. This Privacy Policy does not apply to those external entities. We encourage you to review their privacy practices before sharing information.

11. Updates to Privacy Policy

We may update this Privacy Policy from time to time (e.g. to reflect new services or legal requirements). We will notify you of material changes (e.g. via email or banner on site). The “Effective Date” at the top indicates when the current version is in effect.

12. Disclaimers & Limitation of Liability

· Educational Purpose Only — The content, materials, and tools provided on our Website and through our Services are for educational and informational purposes only. They are not financial, investment, legal, or tax advice, nor are they a substitute for advice from licensed professionals.
You are solely responsible for how you interpret and use any information obtained from our Website or Services. Before making financial or investment decisions, you should consult a qualified, licensed professional for personalized guidance.

· No Warranties — The Website and Services are provided “as is” and “as available,”without warranties of any kind, either express or implied. We do not guarantee that the Services will be uninterrupted, error-free, secure, or meet your specific expectations.

· Disclaimer of Implied Warranties — To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.

· Limitation of Liability — In no event shall we, our officers, directors, employees, affiliates, partners, or licensors be liable for any indirect, incidental, consequential, punitive, or special damages arising from or related to your use or inability to use the Website or Services, even if we have been advised of the possibility of such damages.
Your sole and exclusive remedy for dissatisfaction with the Website or Services is to stop using them.